Refer closers. Earn recurring.

How the affiliate program works

The affiliate program is a straightforward, performance-based partnership. You introduce insurance agents and agencies to a product that saves them hours on the phone every day, and when they subscribe, you earn a share of the revenue they generate. There are no license fees, no inventory, and no minimums to hit before you can start — you apply, get approved, and share your unique tracked link. Because the platform runs 24/7 and handles both outbound dialing and inbound answering, it's an easy pitch to anyone whose income depends on getting more qualified conversations without hiring more dialers.

Every partner gets a dashboard that shows clicks, signups, active accounts, and earnings in near real time. When a prospect clicks your link, we attribute the visit to you with a tracking cookie that lasts 30 days, and we confirm the match server-side at checkout so credit lands with the right partner even if the buyer returns later on a different device. You never have to submit lead lists or chase anyone for confirmation — the system records the referral automatically the moment a paid account is created.

How commissions are earned & paid

Commissions are recurring, not one-time. Instead of a single bounty when an account signs up, you earn generous recurring commissions on that account's subscription for as long as it stays active and in good standing. This is the difference between a quick spike and a growing monthly income: refer ten agencies that each stay for a year, and you're earning on all ten every month, not just once. We keep the exact rate and structure in your partner agreement so it's transparent and contractual rather than a number that quietly changes on you.

Referral value scales with the plan a customer chooses. A Single Account plan runs $200/mo plus a one-time setup fee, while an Agency plan runs $500/mo and typically brings more usage because it routes calls to 20+ agents across multiple campaigns. Bulk-minute packages and annual plans add to the account's spend as well. The larger and stickier the account you refer, the more your recurring commission is worth over its lifetime — which is why partners who serve established agencies tend to earn the most.

Who makes a great partner

The best partners already have the trust of insurance professionals. That includes agency owners and team leads who want a new revenue line alongside their book, IMO and FMO executives with hundreds of downline agents, sales trainers and coaches, and content creators who run newsletters, YouTube channels, Facebook groups, or podcasts for the insurance community. Consultants who set up CRMs and phone systems are a natural fit too, because they can bundle TheAffordableAI into the stacks they already build for clients.

You do not need to be a licensed agent or a marketing expert. What matters is a real, engaged audience of people who make outbound and inbound calls for a living and feel the pain of missed leads, voicemail, and burnout from manual dialing. If you can credibly say "this is the tool I'd use," you're positioned to convert. Partners with even a few hundred engaged agents in their network often out-earn those with far larger but colder audiences.

Marketing assets we provide

You don't have to build anything from scratch. On approval you receive a partner kit that includes ready-to-send email sequences, social captions and hooks, banner and thumbnail creatives, a product one-pager, demo talking points, and a short explainer of the core capabilities — instant AI answer, warm transfers to 20+ agents, multi-calendar intent routing for ACA, Medicare, and Dental, number warmup, and spam defense. Everything is pre-tracked with your link so you can publish on day one.

We refresh these assets as the product evolves so you're never promoting stale screenshots or features that have changed. If you need a custom angle for a specific audience — say, a comparison sheet for agencies evaluating a switch, or a script for a webinar — the partner team can help you put it together. Keeping the messaging accurate protects your credibility and keeps conversion rates healthy.

Payout schedule & thresholds

Payouts run on a predictable monthly cycle. Once your approved balance clears a modest minimum threshold — for example, $50 — it's queued for the next payout run. Commissions generally settle on a net-30 basis after the referred customer's payment clears and the refund window has passed. That short holding period exists to protect both of us from clawbacks: if a charge is refunded or disputed, the commission tied to it is reversed before it's paid out rather than after.

You can watch a commission move from pending to approved to paid inside your dashboard, so there's never any mystery about where a payment stands. Exact thresholds, currencies, and payout methods are confirmed in your partner agreement, since they can vary by region and can change as the program grows. If a payout ever looks off, the partner team will trace it with you line by line.

Program terms & compliance

Honest promotion is the core rule. Always disclose that you're an affiliate when you recommend the product — this is both the law in most places and simply the right way to keep your audience's trust. You may not use spam, purchased or scraped lists, or unsolicited calls and texts that would violate the TCPA and FCC telemarketing rules. Because our customers are held to those same standards, promoting the platform through non-compliant outreach undermines the very thing they're buying.

A few more boundaries keep the program clean: no income guarantees or "get rich" claims, no fake scarcity or misleading before/after results, no bidding on our brand or trademarks in paid search, and no self-referrals or cookie-stuffing. We don't promise specific earnings because results depend entirely on your audience and effort. Partners who violate these terms can have referrals invalidated, unpaid commissions forfeited, and their account removed from the program. The full, binding terms live in your partner agreement.

Tips to refer successfully

Lead with a specific problem, not a feature list. Agents feel the pain of dialing dead numbers, hitting voicemail, and losing inbound calls they couldn't answer — so frame the product around getting more live, qualified conversations while they focus on closing. A short story about warm transfers ringing 20+ agents and the first to answer winning the lead lands better than a spec sheet. Whenever possible, point people to a live demo or a call with the team so they hear the voice quality for themselves.

Consistency beats bursts. Partners who mention the tool naturally across a few touchpoints — a newsletter feature, a pinned post, a mention inside a training — tend to convert far better than those who post a single link once. Track which channels drive signups in your dashboard and lean into what works. And always be truthful about pricing and setup: because plans start at $200/mo with a one-time setup fee and no long-term contract, honest expectations produce customers who stick, which is exactly what keeps your recurring commission growing.